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Short-term loan

Short Term Business Loan

For the problem that will not wait until next quarter.

Funding amount
$10K – $1M
Funding speed
As quick as 1–2 days
Cost
Beginning at 6%
Term
Up to 24 months
The problem that will not wait until next quarter.

Short-term loan

What a short-term loan does

A short term loan is the same idea as a term loan on a shorter clock, typically under two years and often under one. The rate is fixed and the payments are larger, because you are clearing it faster.

It earns its keep against something with an end in sight: a slow season you can see the far side of, a repair that is stopping you trading, a job that pays out in ninety days but needs materials on Monday.

Worth knowing

Before you sign one

  • Decisions in a day or two
  • Fixed rate, so the total cost is known up front
  • Shorter term means a bigger payment — check it against your cash flow
  • No out-of-pocket fees

The application

Find out what you qualify for

Two minutes, no fee, and no effect on your credit. If nothing on offer is right for you, nothing happens.

Rather talk to somebody first? (866) 221-5149.

Six kinds of funding

This one, and the five beside it

Term Loan

A lump sum, a fixed rate, and a date it is paid off.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Short Term Business Loan

For the problem that will not wait until next quarter.

Funding amount
$10K – $1M
Cost
Beginning at 6%

Equipment Financing

The machine pays for itself while it pays for itself.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Money for running the business, not for buying a thing.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Underwritten on your sales, not your credit file.

Funding amount
$5K – $500K
Factor rate
10% – 35%