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How it works

What actually happens

Three steps, and nothing hidden in between them.

One application, shopped to the lenders most likely to say yes.

Step 01

You tell us about the business

Time trading, monthly revenue, what the money is for. It takes about two minutes and it does not touch your credit score.

  • No collateral
  • No application fee
  • No obligation to accept anything
Two minutes about the business, and no credit pull.

Step 02

We shop it to the lenders

One application goes to the lenders most likely to say yes to a business like yours, rather than to all of them at once.

  • A network of 80+ lenders
  • One credit pull, not eighty
  • Offers usually inside a day
Shopped to the lenders likeliest to say yes.

Step 03

You pick, or you walk

We go through the offers with you and explain what each one really costs over its term. If none of them are right, that is a perfectly good answer.

  • Plain-English comparison
  • Funds in as little as 24 hours
  • Nothing owed if you decline
Picked, or walked away from, and nothing owed.

Straight answers

The questions people ask before they will fill anything in.

Does applying hurt my credit?

No. The application is a soft look. A hard pull only happens if you accept an offer and move forward with that lender.

What does this cost me?

Nothing. We are paid by the lender when a deal closes. There is no application fee and no fee for turning offers down.

My credit is not great. Am I wasting my time?

Probably not. Several of the options here are underwritten mainly on your revenue and how long you have been trading, not your FICO.

How fast is fast?

Offers usually the same day. Money in the account in as little as 24 hours once a lender has what it needs.

The questions an owner asks before filling anything in.

The application

Find out what you qualify for

Two minutes, no fee, and no effect on your credit. If nothing on offer is right for you, nothing happens.

Rather talk to somebody first? (866) 221-5149.