Working Capital Loan - Patriot Business Loans

What is a Working Capital Loan?

Working Capital Loan

Working Capital is the capital of a business that is primarily used in its day-to-day operations to ensure a business runs smoothly. As typical with most businesses, unforeseen circumstances arise where additional capital is needed. In several instances, the bank cannot fill that void because of their strict guidelines and the business owner is in a time crunch and needs capital immediately. A working capital loan can fill short-term financing needs of most business owners.

Funding Amount

Up to $1m


Daily or Weekly ACH


Starting at 4.5%

Time Frame

Typically 1-2 business days

Get the most from your small business

Applying for a working capital loan with our simple one page application is a fast and seamless process. Our funding partners are less concerned with a high credit score but more concerned with an applicant maintaining healthy positive daily bank balances. The turnaround time from applying to funding can be as quick as 24 hours. Working Capital loan works well for those who have invested long term capital and need a little extra cash to sustain or grow their business.
It's not just fast - it's also flexible.

Simple, quick, and easy. Use working capital loans to assist your business's growth - even when in a money-tight situtation. Your short-term financing needs can be alleviated without going through strict guidelines. Let us handle it.

Receiving working capital loans is not as hard as you think.

If you have solid credit and you’ve been in business for two years or more, you have a good chance of qualifying for a working capital loan. It's super easy. Just fill out our no-cost, no-obligation application to see which options from 75+ lenders work best with you and your business.

Our team will find you the best deal.

You may be in a hurry to get financing, but you don’t want to go through following the strict guidelines from banks. That’s where our experts come in. Our personal funding executives can help you compare rates, terms, and payments for a variety of loan options so you can pick the right one for your business. Which means you don’t just get a short term loan, you also get the best deal out there.

A loan made just for you and your business

Our goal is to be the premier go-to source for business financing. We strive to be the best-in-class service for funding needs for your business. We listen, analyze, and evaluate to help you achieve growth and financial goals for your business.